Research has suggested that nearly three-quarters of all mobile phone users are paying more than they have to on their mobile contracts. The average saving of getting the correct tariff amounts to around £200.

There are two distinct categories of user who are paying over the odds. The first group are the over estimators. They take out contracts with far more minutes than they actually use. In fact the average usage is only a quarter of their inclusive minutes, leaving three quarters wasted.

The reason for this is thought to be the fear of "bill shock" where a large unexpected bill arrives for going over your allocated allowances. There is also the possibility that people are taking out larger tariffs than they need in order to get the latest expensive SmartPhones free of charge.

The second group of over-spenders are the under estimators. They take out contracts with low inclusive limits and then regularly exceed them leading to charges every month.

With minutes and texts it is quite easy to keep track of your usage, although many users choose not to and are surprised by their monthly bill, but with data it is harder to quantify exact usage. That is because viewing different web pages, even on the same site, can lead to different download amounts and these are not always obvious to the end user.

With business mobiles the potential for savings by being on the correct tariff is magnified. That is where we come in. If you already have business mobile phones we can look at your current bills to provide the optimum tariff for your actual usage.

Staggeringly the research suggests there are currently a total of 8,134,979 different contract permutations on offer to mobile phone customers in the UK. This is where expert help comes in handy.

For many business users savings can amount to several thousand pounds by getting the right tariff combination. We can also advise regarding the best handsets for your usage and getting the best VALUE phones, not simply trying to obtain the most expensive without the need for many of their features.

It is not just mobiles where businesses are over paying. Landlines, broadband and across the full range of telecom products and services there are savings to be made without any loss of service quality.