Business Mobile World

Technology moves on apace and no area is moving faster than mobile phones. With the continuing rise in sales of SmartPhones, including GPS and always-on connectivity, the possibility to provide location-based services combined with mobile phone payment will be here soon.

This will allow you to receive information, offers and discounts on products and services based on your location. You might be walking along the high street nearing a large retail store and suddenly your phone beeps and a discount voucher appears on your screen. You visit the retailer, swipe your voucher to receive your discount, and swipe again to pay for your goods.

This will undoubtedly make life easier, particularly in paying for small items when you don't have any cash in your pocket. However the temptation to overspend will definitely be there for some. Also a lot of small impulse purchases can soon add up to a tidy sum at the end of the month.

It is also be possible to use your phone as a shopping assistant, taking a photo of an item in a shop and using an app to find info about it and get the best price. Apps could also be involved in money transfer between phones, so you could see car boot sales where the goods are bought by a shake of a couple of mobile phones and the money transferred from buyer to seller.

The security of the mobile payments will need to be excellent and combined with transaction limits to limit spending if people are going to adopt this technology. But any minor objections from people are likely to be overcome and many of the iPhone generation are going to want to get involved with this straight away.

They are the same people who will be using the new features on social networking sites which will enable you to see where your friends are and broadcast your location to your friends to meet up. The issue of privacy here is paramount but not insurmountable. There may be plenty of people who you don't want to know where you are!

Business applications for location tracking are already in use by many businesses who use device tracking systems to keep track of vehicles and employees during working hours. This enables the business to make savings and efficiencies and the systems can pay for themselves within a relatively short space of time.

With mobile phones becoming more like computers, offering storage for documents, personal and work data, the need to keep this data safe for business mobile users is paramount.

Most phones offer a PIN code security system. This locks all of the data but leaves the phone enabled to make emergency calls. The pin code is usually 4-8 digits. In common with your bank pin code you should make it memorable, not make it easily guessable and should not write it down and keep it with the phone!

If for any reason you enter an incorrect pin code three consecutive times the phone and/or sim card will be locked and you will be unable to use the phone or access its data. To reactivate the phone you need to know the PUC code (Pin Unlock Code). This is also known as the PUK code (Pin Unlock Key).

Should you enter the pin code wrongly 10 times in succession you will permanently lock your phone and need a new sim card, for which the network will charge you.

For O2 users the PUK code can be obtained from their website. Find an O2 PUK code. For all other networks you will have to get in touch with their customer service departments by phone (not easy if you only have your mobile with you and you've just locked it!).

As well as PIN protection SmartPhone users can download software apps that offer password protected storage facilities for all of their contacts and data. There are also apps for the safe and secure back-up of mobile phone data in the event of a lost/stolen/damaged phone.

By using a cloud storage facility and keeping your data safely online, it can be retrieved easily and downloaded to your new phone in the event of any problems.